Debt Consolidation
From our Office based in the historic town of Maldon, Essex. We have easy access the county of Essex to Chelmsford, Brentwood, Romford, Southend, Colchester and Clacton via the A12 corridor connecting London through the heart of Essex connecting with the M25 linking Benfleet and Grays across to the M11 and the A140 and A130 from Stansted through Braintree back to Colchester and the A12..
Tailored debt consolidation, for more control.
A credit card here, a holiday loan there, an outfit on a store card, a new TV with monthly payments, it’s all too easy to build up expensive debts. If they have different payment dates one could get missed, but debt consolidation lets you pay them all off with one low rate loan that only requires a single payment every month
When you are spending more than you make you begin to accumulate debt. No matter how much you pay towards the debt the expenses keep adding up. The first step to fix your debt is to sit down and write a list of exactly who you owe and how much and what your total monthly financial expenditure is . It could be that a debt consolidation loan is the answer for you this way you can protect your credit rating or indeed repair it if you have fallen behind with some payments.
Provided you have equity and the new lender assesses that you can comfortably afford the new repayments then a secured loan could be an option , the benefit of a secured debt consolidation loan would be a higher loan amount , possibly lower interest rate and a longer term that will reduce the monthly payments.
For more help and advice please do not hesitate to contact us at Hoskin Home Loans.
Ian Chambers @HoskinHomeLoans
Direct Mobile Contact: 07962 152776 Office: 01621 876030
