Commercial lending has been restricted since the global financial crisis with the High Street Banks now being at times inflexible with their lending criteria. This has resulted in many SMEs not being able to refinance existing properties or purchase new ones, effectively stifling the growth or survival of some of these businesses.
As an independent broker we can look to place finance with a number of commercial loan providers, both on and off the High Street. You can therefore use our skills and expertise to assess your needs and identify lending solutions very quickly for you. Commercial mortgages can be secured on a wide range of property types including:
• Hotels and public houses
• Bed and breakfasts or guest houses
• Retail units – shops
• Factories and warehouses
• Nursing and care homes
• HMO – houses of multiple occupation
• Investment properties and portfolios Maximum loan to value (LTV) is usually 75% and broker fees will be charged.
• Complex Buy to Lets
Any fees will be discussed and agreed at the outset of the application for more information please contact us at Hoskin Home Loans on 01621 – 876030
For more information please contact us at Hoskin Home Loans.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
For more help and advice please do not hesitate to contact us at Hoskin Home Loans or Telephone us on Maldon (01621) 876303 or email us via the contact form below.
ESSEX TOWNS and VILLAGES COVERED from our Maldon office at Hoskin Home Loans.
Abridge, Althorne, Ardleigh, Arkesden, Aveley.
Barking, Barkingside, Barnston, Basildon, Battlesbridge, Belchamp St Paul, Benfleet, Billericay, Bishops Stortford, Blackmore End, Boreham, Bradwell On Sea, Braintree, Brantham, Brentwood, Brightlingsea, Broxted, Buckhurst Hill, Bulphan, Burnham On Crouch.
Canewdon, Canvey Island, Castle Heddingham, Castle Hedingham, Cattawade, Chadwell Heath, Chafford Hundred, Chappel, Chatham Green, Chelmsford, Chigwell, Chingford, Clacton On Sea, Clavering, Coggeshall, Colchester, Crays Hill.
Dagenham, Danbury, Debden, Dedham, Doddinghurst, Dovercourt, Dunmow.
Earls Colne, Elm Park, Elmdon, Elmstead, Elsenham, Epping.
Fairstead, Feering, Felsted, Finchingfield, Fingringhoe, Flatford, Fordham, Frinton On Sea, Fyfield
Gestingthorpe, Gosfield, Grays, Great Baddow, Great Bardfield, Great Braxted, Great Chesterford, Great Dunmow, Great Easton, Great Saling, Great Totham, Great Wakering, Great Waltham, Great Warley, Great Yeldham.
Hadleigh, Hadstock, Halstead, Harlow, Harwich, Hatfield Peverel, Herongate, Heybridge, Heybridge Basin, High Roding, Hockley, Holland On Sea, Hornchurch, Horndon On The Hill, Horsley Cross
Ickleton, Ilford, Ingatestone, Ingrave.
Kelvedon, Kelvedon Hatch.
Laindon, Langham, Latchingdon, Leigh On Sea, Little Bentley, Little Braxted, Little Canfield, Little Clacton, Little Dunmow, Little Easton, Little Hallingbury, Little Maplestead, Little Waltham, Little Warley, Loughton.
Maldon, Manningtree, Margaretting, Matching Green, Mersea Island, Mistley, Moreton, Mount Bures, Mountnessing, Mundon.
Navestockside, Nazeing, North Fambridge, Northey Island.
Old Harlow, Ongar, Orsett, Ovington.
Paglesham, Panfield, Pattiswick, Pebmarsh, Peldon, Pitsea, Purfleet, Purleigh.
Radwinter, Rainham, Rayleigh, Rayne, Redbridge, Rettendon, Rickling Green, Rochford, Romford, Rowhedge, Roxwell, Roydon.
Saffron Walden, Shalford, Shenfield, South Benfleet, South Hanningfield, South Ockendon, South Woodford, South Woodham Ferrers, Southend On Sea, Southminster, St Osyth, Stanford Le Hope, Stansted, Stansted Airport, Stansted Mountfitchet, Stanway, Stapleford Abbotts, Stevenage, Stock.
Takeley, Thaxted, Theydon Bois, Thornwood, Thorpe Le Soken, Thurrock, Tilbury, Tillingham, Tiptree, Tollesbury, Tolleshunt Knights, Toot Hill.
Waltham Abbey, Walton On The Naze, Wanstead, Warley, Weeley, Wendens Ambo, West Mersea, West Thurrock, Westcliff On Sea, Wethersfield, White Notley, Wickford, Wickham Bishops, Witham, Wivenhoe, Woodford, Woodford Bridge, Woodford Green, Woodham Mortimer, Woodham Walter, Writtle.