by IA Support | Nov 2, 2016 | Financial Advice, General Lifestyle, Home Loans
A-Z of Seconds Automatic adding of fees is no more. Clients are now able to choose whether to pay fees up front or add to the loan. Binding offers. Once a lender is satisfied that the client can afford the second charge mortgage it will issue a binding offer, valid... by IA Support | Sep 22, 2016 | Financial Advice, Financial Planning, General Lifestyle, Home Loans
Latest Research from Connells Survey and Valuation has found that , during August , activity in the buy to let sector saw a surge of 12.7%- suggesting that the changes to tax and stamp duty were only a short term problem for the sector. John Bagshaw, corporate... by IA Support | Aug 24, 2016 | Financial Advice, Financial Planning, General Lifestyle
A combination of record low rates in the second charge markets and the sectors strongest growth since 2011 highlights the benefits for customers and opportunities for brokers. Customers who would potentially benefit include interest only borrowers , people who face... by IA Support | Jul 28, 2016 | Financial Advice, Financial Planning, General Lifestyle, Home Loans
What does adverse really mean? The word “adverse” has many connotations in the minds of financial advisers and mortgage brokers – to some it means lending is not possible to this type of client, to others it’s seen as an opportunity to investigate further and see if... by IA Support | Jun 10, 2016 | Financial Advice, Financial Planning, General Lifestyle, Home Loans
Why the second charge loan industry must not become reliant on sourcing systems Since the implementation of the mortgage credit directive (MCD), the second charge mortgage industry has seen a flood of new sourcing systems enter the market. Recently Shawbrook, Precise...