About us at Hoskin Home Loans and how we work.

Hoskin Homeloans sources it’s secured loans from a whole-of-market panel of lenders, which, combined, covers all types of products from prime clients through to clients with recent or historic credit problems.

Secured loans can be used in a variety of scenarios, for example:

• Avoid paying an Early Repayment Charge (ERC) on an existing mortgage
• Client has a very low SVR (Standard Variable Rare) or BBR (Bank Of England Base Rate) tracker mortgage that they do not want to move away from
• Raise finance for any legal purpose, including debt consolidation, home improvement and business funding
• Raise money quickly – loans are typically completed in 2–3 weeks.

Some unique selling points of a secured loan:

• Loans from £10,000–£2.5 million (more by referral)
• Up to 95% LTV on residential properties
• Up to 70% LTV on commercial and buy-to-let properties
• Up to 75% LTV for clients with credit problems (the more severe the problems the lower the LTV)
• Loan terms of 5–30 years
• Interest-only and repayment options available

No upfront costs to set up a secured loan – Hoskin Homeloans will cover all costs, including valuation.

Max ERC is one month’s interest after one month’s notice.  For more information please contact us at Hoskin Home Loans.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.